DETERMINAN NET INTEREST MARGIN PADA BANK UMUM DI INDONESIA DENGAN SIZE DAN BANK AGE SEBAGAI VARIABEL KONTROL (STUDI PADA BANK UMUM KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2015-2019)

Abstract

ABSTRACT
The aims of this research is to examine the effect of lending scale, credit risk, equity capital, loan deposit ratio, management efficiency, inflation for bank profitability. This research using secondary data and the population of this research is 40 banks listed on Indonesian Stock Exchange in period 2015 – 2019. The analytical method used in this research is multiple linear regression analysis. The result of this research showed that equity capital and inflation have positively significant effect on bank profitability. In addition, management efficiency has a negative and significant effect on bank profitability which is measured by net interest margin. Lending scale, credit risk, loan deposit ratio negatively non significant on bank profitability.