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Analisis Faktor-Faktor yang Mempengaruhi Nilai Perusahaan: Studi pada Bank Konvensional yang Terdaftar di Bursa Efek Indonesia Periode Tahun 2020-2024

*Ariefani Tri Kurniati  -  Departemen Manajemen, Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Indonesia
Muhamad Syaichu  -  Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Indonesia

Citation Format:
Abstract

This study aims to analyse the effects of profitability, firm growth, dividend policy,
Loan-to-Deposit Ratio (LDR), and institutional ownership on firm value in conventional
banks listed on the Indonesia Stock Exchange (IDX) during the 2020–2024 period. Firm
value is proxied by Price to Book Value (PBV).
This research uses a quantitative approach, drawing on secondary data from
companies' annual financial reports and Bloomberg. The sample was selected using
purposive sampling, yielding 14 conventional banks and a total of 64 observations over five
years. Data analysis was performed using multiple linear regression in SPSS.
The results show that profitability and dividend policy have a positive and significant
effect on firm value. Meanwhile, firm growth does not have a significant effect on firm value.
Conversely, the Loan-to-Deposit Ratio (LDR) and institutional ownership have a negative
and significant effect on firm value. These findings indicate that investors appreciate banks
with strong earnings performance and consistent dividend distributions. Conversely, a high
LDR and excessive institutional ownership tend to be perceived as increased risk, potentially
decreasing firm value. This study has implications for bank management to optimise
financial performance and maintain a balanced risk profile, and for investors to be more
discerning in assessing companies' prospects.

Keywords: firm value; profitability; growth; dividend policy; LDR; institutional ownership
Article Info
Section: Articles
Language : ID

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