ANALISIS PENGARUH RASIO CAMEL DAN FIRM SIZE TERHADAP FINANCAL DISTRESS PADA PERUSAHAAN PERBANKAN DI INDONESIA (Studi pada Bank Umum yang Listing di Bursa Efek Indonesia Tahun 2015-2019)

Abstract

ABSTRACT The aims of this study is to analyze financial ratio CAR (capital adequacy ratio), NPL (non performing loan), ROA (return on assets), LDR (loan to deposit ratio), BOPO (operating costs to operating income) and Company Size predict the Financial Distress condition of banking companies which is listing in BEI. The problem of this research is caused by the contradiction (research gap) of the previous research. The research sample was taken using purposive sampling method, a sample of 29 banking companies in accordance with predetermined criteria with the 2015-2019 research period. The data used are secondary data obtained from the official website of the Indonesia Stock Exchange. The analytical method used for the research hypothesis is logistic regression. The results showed that CAR, BOPO and FIRM SIZE had a significant effect on the prediction of the Financial Distress conditions of banks listed on the IDX. Meanwhile, the NPL, ROA and LDR ratios have no significant effect on the Financial Distress conditions of banks listed on the IDX.